While PV solar panels are sturdy and have a lifespan of upwards of 20 years, they are not invincible. Problems can occur through extreme weather events and micro-cracks from twigs and branches.
Needing to replace solar panels is extremely uncommon. But luckily, solar panels insurance is sometimes included in the standard rate of home insurance with some providers in Ireland. With these providers, you won’t have to pay more for your premium.
In cases where solar panels are not covered as standard, your premiums may rise due to potential replacement costs and their impact on the value of your home which is likely to rise with a solar panel system in place.
If this is in fact the case, the best option might be to look elsewhere for an insurance policy that better suits your situation.
As always, the best thing to do would be to check with your insurance provider, to ensure you’re fully covered.